Summary

The European POS terminal market has become a cornerstone of the region's digital payment infrastructure, enabling smooth and secure transactions across various industries. A point of sale (POS) system is where a customer makes a payment for goods or services, typically involving hardware like card readers, barcode scanners, and receipt printers, along with software to manage sales, inventory, and customer data. These POS systems have evolved significantly, with traditional terminals now being replaced by more advanced solutions powered by artificial intelligence, cloud computing, and biometric recognition, offering faster and more secure payment processing. Europe has emerged as a global leader in cashless transactions, with many countries shifting rapidly toward digital-first payment ecosystems. This trend is supported by the widespread adoption of mobile payments, contactless cards, and other modern payment methods, making Europe one of the fastest-growing regions in terms of digital transactions. The regulatory landscape in Europe plays a crucial role in shaping the POS terminal industry, with frameworks such as PSD2 (Revised Payment Services Directive), GDPR, and EMV compliance ensuring that payment systems remain secure, transparent, and user-friendly. These regulations are designed to protect consumer data, promote secure transactions, and facilitate cross-border payments within the European Union. Europe’s robust digital infrastructure, including widespread broadband, the growth of 5G networks, and cloud-based technologies, has fueled the rapid deployment of next-generation POS systems. Retailers, hospitality businesses, and financial institutions are increasingly adopting these advanced POS solutions to meet the demands of the modern consumer while ensuring compliance with industry standards. The shift toward cashless payments is also supported by the rise of digital wallets and mobile applications, which are seamlessly integrated with POS terminals, making transactions more convenient and efficient.

According to the research report, "Europe Point of Sale (POS) Terminal Market Outlook, 2030," published by Bonafide Research, the Europe Point of Sale (POS) Terminal market is anticipated to add to more than USD 13.34 Billion by 2025–30. This expansion is fueled by the increasing adoption of digital payment methods, including contactless payments and mobile wallets, as consumers and businesses shift towards cashless transactions. The competitive landscape features a mix of global payment solution providers and regional fintech startups driving innovations in cloud-based POS systems, AI-driven analytics, and blockchain-based payment solutions. In January 2023, METRO, a food wholesaler, announced the launch of the DISH POS system in France as part of its growth strategy. DISH POS is a smart, cloud-based solution designed to help HoReCa operators efficiently manage, administer, and optimize their business and operations, ultimately saving time and money. Businesses are prioritizing intuitive POS interfaces, real-time data insights, and omnichannel integration to enhance customer engagement and transaction efficiency. European POS terminals are increasingly integrated with enterprise resource planning (ERP), supply chain management, and e-commerce platforms, ensuring seamless business operations. Sustainability initiatives are gaining momentum, with a focus on eco-friendly payment solutions, digital receipts, and energy-efficient POS hardware aligning with Europe's environmental goals. In March 2023, SSP selected Worldline’s payment solution integrated with Oracle MICROS Simphony POS for its Germany operations. The system supports major payment brands and currencies, catering to international travelers, and will be rolled out in the DACH region, starting with Germany. The rise of mobile POS solutions and fintech-driven digital banking services is enabling small businesses, independent merchants, and rural entrepreneurs to participate in the digital economy with low-cost payment solutions.


Market Drivers

• Strict Payment Security Regulations: Europe has some of the world’s most stringent payment security regulations, making it a leader in secure POS transactions. The implementation of PSD2 (Payment Services Directive 2) mandates Strong Customer Authentication (SCA) and secure APIs, reducing fraud risks in digital payments. Additionally, EMV compliance and end-to-end encryption are standard across European POS terminals. These regulations push businesses to adopt advanced, secure POS solutions, ensuring trust and reliability in cashless transactions.
• Growing E-commerce & mPOS Adoption: The rapid growth of e-commerce in Europe is driving demand for mobile POS (mPOS) solutions. Small and medium-sized businesses (SMEs), pop-up stores, and food delivery services increasingly rely on portable payment terminals for seamless transactions. Countries like the UK, Germany, and France are witnessing widespread adoption of mPOS, supported by fintech innovations and cloud-based payment solutions. Contactless and mobile wallet payments are also surging, making flexible and mobile-friendly POS systems essential for business growth.

Market Challenges

• Compliance with PSD2 & GDPR: While strict regulations enhance security, they also create compliance challenges for businesses. PSD2 mandates multi-factor authentication for digital payments, requiring businesses to upgrade their POS infrastructure. Similarly, GDPR (General Data Protection Regulation) enforces strict data privacy rules, making it necessary for POS providers to implement advanced data protection measures. These compliance requirements increase operational complexity and costs for businesses, particularly SMEs, that struggle with regulatory adaptation.
• Fragmented Digital Payment Landscape: Despite strong digital payment adoption, Europe faces fragmentation in its payment ecosystem. Different countries have varying preferences for payment methods, making it difficult for POS providers to offer uniform solutions. For example, while contactless payments dominate in the UK and Nordic countries, cash remains significant in Germany and Southern Europe. Businesses operating across multiple European markets must integrate multiple payment methods, complicating POS system implementation and interoperability.
Market Trends

• Cloud-Based POS Growth: Europe is witnessing a surge in cloud-based POS adoption, enabling businesses to manage payments, inventory, and customer data seamlessly. Cloud-based POS solutions provide scalability, remote access, and real-time transaction monitoring, making them ideal for businesses operating across multiple locations. Retailers, restaurants, and e-commerce firms benefit from integration with CRM and ERP systems, improving operational efficiency. The shift toward cloud-based POS is particularly strong in Western European markets like the UK, France, and Germany.
• Sustainable & Eco-Friendly POS Systems: Sustainability is a key focus in Europe’s POS industry, with businesses prioritizing eco-friendly solutions. The demand for paperless receipts, energy-efficient POS terminals, and recyclable hardware is increasing. Companies are developing POS systems that consume less power, use biodegradable materials, and support digital invoicing. Sustainability regulations in the EU further encourage businesses to adopt environmentally responsible POS solutions, aligning with Europe’s broader push for green technologies.


The growing need for mobility and flexibility in transactions is making Mobile POS (mPOS) the fastest-growing type in Europe’s Point of Sale Terminal market.

Mobile POS systems have gained rapid traction across Europe as businesses increasingly look for ways to enhance customer service and transaction speed. The appeal of mPOS terminals lies in their ability to offer a portable solution that can process payments anytime, anywhere, making them especially useful in industries such as retail, hospitality, and transportation, where mobility is crucial. With consumers increasingly opting for contactless payments and mobile wallet solutions, businesses are keen to provide flexible and secure payment methods to meet customer expectations. Additionally, mPOS terminals offer a cost-effective alternative to traditional POS systems, which require expensive hardware and fixed setups. This makes mPOS especially attractive to small and medium-sized businesses. Moreover, the growing adoption of smartphones and tablets has led to the development of more user-friendly mobile payment systems that integrate seamlessly with existing business infrastructure. mPOS systems also enable real-time data tracking, which helps businesses better understand their customers and improve inventory management. As consumers continue to demand more convenience in their shopping experiences, mobile POS solutions are becoming the preferred method of payment acceptance. The flexibility of mPOS terminals, combined with their ability to handle various payment types, including credit cards, mobile wallets, and NFC payments, positions them as an essential tool for businesses looking to stay competitive in a fast-evolving market.

The increasing demand for data analytics, security, and integration is fueling the rapid growth of software in Europe’s Point of Sale Terminal market.

Software is emerging as the fastest-growing component in Europe’s POS terminal market, primarily because of its critical role in enhancing the functionality of POS systems. As businesses look for ways to improve customer experience, streamline operations, and manage data more effectively, the demand for sophisticated POS software is surging. Modern POS software does more than just process payments; it offers advanced features like customer relationship management (CRM), inventory management, real-time analytics, and cloud-based capabilities, which provide businesses with valuable insights into sales trends and customer preferences. Cloud-based software is particularly attractive because it allows businesses to access data from anywhere, facilitating remote monitoring and management. Additionally, the integration of AI and machine learning into POS software is enabling more personalized customer experiences and better decision-making through data-driven insights. With the rise of omnichannel retailing, businesses require POS software that can seamlessly integrate with e-commerce platforms, social media channels, and other sales channels, providing a unified system for tracking transactions across different touchpoints. The focus on data security and privacy has made advanced POS software critical for ensuring compliance with regulatory standards like GDPR.

The hospitality industry in Europe is driving the demand for advanced POS systems due to the sector's need for efficient and fast payment processing solutions.

In Europe, the hospitality industry, including hotels, restaurants, and bars, represents one of the largest and most important markets for Point of Sale (POS) systems. As the demand for quicker, more efficient payment systems increases, businesses in hospitality are turning to advanced POS solutions to meet customer expectations. The primary reason for this demand is the need to manage multiple service functions simultaneously, such as processing payments, managing reservations, handling customer orders, and even tracking inventory, all of which are made easier through an integrated POS system. In the fast-paced environments of restaurants and hotels, speed and accuracy in transactions are essential, and modern POS systems allow for fast payment processing, whether through card swipes, contactless methods, or mobile wallets. Additionally, many POS systems in the hospitality industry now offer integrated solutions for customer relationship management (CRM), enabling businesses to track customer preferences and offer personalized services. The rise of mobile POS solutions has also allowed hotel and restaurant staff to take orders directly at the table, which improves operational efficiency and enhances the customer experience by reducing wait times. As consumer preferences shift toward contactless and mobile payments, the hospitality industry is increasingly adopting POS systems that offer these capabilities. The focus on sustainability in Europe has led some businesses in hospitality to opt for eco-friendly, paperless solutions, such as digital receipts and cloud-based POS systems.

Large enterprises in Europe lead the POS terminal market due to their need for scalable, integrated systems capable of managing high transaction volumes and multiple locations.

In Europe, large enterprises are at the forefront of the POS terminal market because they often require advanced, customized solutions to handle complex business operations. With multiple branches, high transaction volumes, and diverse customer bases, these enterprises need POS systems that can integrate seamlessly with other critical business functions such as inventory management, customer relationship management (CRM), and enterprise resource planning (ERP). Additionally, large companies tend to prioritize scalability, allowing their POS systems to grow as their business expands. Cloud-based POS solutions are especially appealing to large enterprises, as they allow for centralized data management and remote access, enabling managers to monitor sales and transactions across multiple locations in real time. These enterprises also invest in advanced features like AI-driven analytics, which help to optimize customer experiences, improve decision-making, and enhance operational efficiency. The ability to integrate POS systems with e-commerce platforms and other digital payment solutions is another reason why large enterprises are leading the market, as it allows for a consistent, omnichannel experience for their customers. Large businesses often have the resources to invest in cutting-edge POS technology, including mobile POS systems, biometric authentication, and blockchain-based payment solutions, which are transforming the way transactions are processed and recorded.


Germany leads the European POS terminal market due to its robust economy, advanced technological infrastructure, and strong adoption of digital payment methods.

Germany’s position as Europe’s largest economy has positioned it as a key player in the region’s POS terminal market. The country’s strong economic foundation, coupled with its emphasis on innovation and technological advancement, has created a fertile environment for the growth of digital payment solutions. German consumers have widely adopted credit and debit card payments, as well as mobile payment solutions, resulting in an increasing demand for advanced POS systems. Businesses in Germany, ranging from small retail shops to large multinational corporations, are adopting POS technology to enhance operational efficiency, improve customer experience, and manage sales data more effectively. The country’s high-speed internet infrastructure and widespread mobile network coverage make it easier for businesses to integrate cloud-based POS solutions and access real-time transaction data. Additionally, Germany’s focus on data security, privacy, and compliance with strict regulations, such as GDPR, has encouraged the development of secure and reliable POS systems that comply with these standards. The presence of numerous multinational corporations and industry leaders in Germany also contributes to the country’s position as a leader in the POS market. Furthermore, the country’s commitment to sustainability and eco-friendly solutions is reflected in the growing adoption of digital receipts and energy-efficient POS terminals.


Considered in this report
• Historic Year: 2019
• Base year: 2024
• Estimated year: 2025
• Forecast year: 2030

Aspects covered in this report
• Point of Sales Terminal Market with its value and forecast along with its segments
• Various drivers and challenges
• On-going trends and developments
• Top profiled companies
• Strategic recommendation

By Type
• Fixed POS Terminals
• Mobile POS (mPOS) Terminals

By Component
• Hardware
• Software
• Services

By Application
• Retail
• Hospitality
• Healthcare
• Entertainment & Gaming
• Others

By End-User
• Large Enterprises
• Small & Medium Enterprises (SMEs)

The approach of the report:
This report consists of a combined approach of primary as well as secondary research. Initially, secondary research was used to get an understanding of the market and listing out the companies that are present in the market. The secondary research consists of third-party sources such as press releases, annual report of companies, analyzing the government generated reports and databases. After gathering the data from secondary sources primary research was conducted by making telephonic interviews with the leading players about how the market is functioning and then conducted trade calls with dealers and distributors of the market. Post this we have started doing primary calls to consumers by equally segmenting consumers in regional aspects, tier aspects, age group, and gender. Once we have primary data with us we have started verifying the details obtained from secondary sources.

Intended audience
This report can be useful to industry consultants, manufacturers, suppliers, associations & organizations related to agriculture industry, government bodies and other stakeholders to align their market-centric strategies. In addition to marketing & presentations, it will also increase competitive knowledge about the industry.


***Please Note: It will take 48 hours (2 Business days) for delivery of the report upon order confirmation.

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Table of Contents

Table of Contents

1. Executive Summary
2. Market Dynamics
2.1. Market Drivers & Opportunities
2.2. Market Restraints & Challenges
2.3. Market Trends
2.3.1. XXXX
2.3.2. XXXX
2.3.3. XXXX
2.3.4. XXXX
2.3.5. XXXX
2.4. Supply chain Analysis
2.5. Policy & Regulatory Framework
2.6. Industry Experts Views
3. Research Methodology
3.1. Secondary Research
3.2. Primary Data Collection
3.3. Market Formation & Validation
3.4. Report Writing, Quality Check & Delivery
4. Market Structure
4.1. Market Considerate
4.2. Assumptions
4.3. Limitations
4.4. Abbreviations
4.5. Sources
4.6. Definitions
5. Economic /Demographic Snapshot
6. Europe POS Terminal Market Outlook
6.1. Market Size By Value
6.2. Market Share By Country
6.3. Market Size and Forecast, By Type
6.4. Market Size and Forecast, By Component
6.5. Market Size and Forecast, By Application
6.6. Market Size and Forecast, By End-User
6.7. Germany POS Terminal Market Outlook
6.7.1. Market Size by Value
6.7.2. Market Size and Forecast By Type
6.7.3. Market Size and Forecast By Component
6.7.4. Market Size and Forecast By Application
6.7.5. Market Size and Forecast By End-User
6.8. United Kingdom (UK) POS Terminal Market Outlook
6.8.1. Market Size by Value
6.8.2. Market Size and Forecast By Type
6.8.3. Market Size and Forecast By Component
6.8.4. Market Size and Forecast By Application
6.8.5. Market Size and Forecast By End-User
6.9. France POS Terminal Market Outlook
6.9.1. Market Size by Value
6.9.2. Market Size and Forecast By Type
6.9.3. Market Size and Forecast By Component
6.9.4. Market Size and Forecast By Application
6.9.5. Market Size and Forecast By End-User
6.10. Italy POS Terminal Market Outlook
6.10.1. Market Size by Value
6.10.2. Market Size and Forecast By Type
6.10.3. Market Size and Forecast By Component
6.10.4. Market Size and Forecast By Application
6.10.5. Market Size and Forecast By End-User
6.11. Spain POS Terminal Market Outlook
6.11.1. Market Size by Value
6.11.2. Market Size and Forecast By Type
6.11.3. Market Size and Forecast By Component
6.11.4. Market Size and Forecast By Application
6.11.5. Market Size and Forecast By End-User
6.12. Russia POS Terminal Market Outlook
6.12.1. Market Size by Value
6.12.2. Market Size and Forecast By Type
6.12.3. Market Size and Forecast By Component
6.12.4. Market Size and Forecast By Application
6.12.5. Market Size and Forecast By End-User
7. Competitive Landscape
7.1. Competitive Dashboard
7.2. Business Strategies Adopted by Key Players
7.3. Key Players Market Positioning Matrix
7.4. Porter's Five Forces
7.5. Company Profile
7.5.1. Verifone, Inc.
7.5.1.1. Company Snapshot
7.5.1.2. Company Overview
7.5.1.3. Financial Highlights
7.5.1.4. Geographic Insights
7.5.1.5. Business Segment & Performance
7.5.1.6. Product Portfolio
7.5.1.7. Key Executives
7.5.1.8. Strategic Moves & Developments
7.5.2. PAX Technology Inc.
7.5.3. Diebold Nixdorf, Incorporated
7.5.4. Ingenico
7.5.5. NCR Voyix Corporation
7.5.6. Lightspeed Commerce Inc.
7.5.7. Shopify Inc.
7.5.8. Clover Network, Inc.
7.5.9. Pine Labs Pvt. Ltd.
7.5.10. Toshiba Tec Corporation
7.5.11. SZZT Electronics
7.5.12. Toast, Inc.
8. Strategic Recommendations
9. Annexure
9.1. FAQ`s
9.2. Notes
9.3. Related Reports
10. Disclaimer


List of Figures

Figure 1: Global POS Terminal Market Size (USD Billion) By Region, 2024 & 2030
Figure 2: Market attractiveness Index, By Region 2030
Figure 3: Market attractiveness Index, By Segment 2030
Figure 4: Europe POS Terminal Market Size By Value (2019, 2024 & 2030F) (in USD Billion)
Figure 5: Europe POS Terminal Market Share By Country (2024)
Figure 6: Germany POS Terminal Market Size By Value (2019, 2024 & 2030F) (in USD Billion)
Figure 7: United Kingdom (UK) POS Terminal Market Size By Value (2019, 2024 & 2030F) (in USD Billion)
Figure 8: France POS Terminal Market Size By Value (2019, 2024 & 2030F) (in USD Billion)
Figure 9: Italy POS Terminal Market Size By Value (2019, 2024 & 2030F) (in USD Billion)
Figure 10: Spain POS Terminal Market Size By Value (2019, 2024 & 2030F) (in USD Billion)
Figure 11: Russia POS Terminal Market Size By Value (2019, 2024 & 2030F) (in USD Billion)
Figure 12: Porter's Five Forces of Global POS Terminal Market


List of Tables

Table 1: Global POS Terminal Market Snapshot, By Segmentation (2024 & 2030) (in USD Billion)
Table 2: Influencing Factors for POS Terminal Market, 2024
Table 3: Top 10 Counties Economic Snapshot 2022
Table 4: Economic Snapshot of Other Prominent Countries 2022
Table 5: Average Exchange Rates for Converting Foreign Currencies into U.S. Dollars
Table 6: Europe POS Terminal Market Size and Forecast, By Type (2019 to 2030F) (In USD Billion)
Table 7: Europe POS Terminal Market Size and Forecast, By Component (2019 to 2030F) (In USD Billion)
Table 8: Europe POS Terminal Market Size and Forecast, By Application (2019 to 2030F) (In USD Billion)
Table 9: Europe POS Terminal Market Size and Forecast, By End-User (2019 to 2030F) (In USD Billion)
Table 10: Germany POS Terminal Market Size and Forecast By Type (2019 to 2030F) (In USD Billion)
Table 11: Germany POS Terminal Market Size and Forecast By Component (2019 to 2030F) (In USD Billion)
Table 12: Germany POS Terminal Market Size and Forecast By Application (2019 to 2030F) (In USD Billion)
Table 13: Germany POS Terminal Market Size and Forecast By End-User (2019 to 2030F) (In USD Billion)
Table 14: United Kingdom (UK) POS Terminal Market Size and Forecast By Type (2019 to 2030F) (In USD Billion)
Table 15: United Kingdom (UK) POS Terminal Market Size and Forecast By Component (2019 to 2030F) (In USD Billion)
Table 16: United Kingdom (UK) POS Terminal Market Size and Forecast By Application (2019 to 2030F) (In USD Billion)
Table 17: United Kingdom (UK) POS Terminal Market Size and Forecast By End-User (2019 to 2030F) (In USD Billion)
Table 18: France POS Terminal Market Size and Forecast By Type (2019 to 2030F) (In USD Billion)
Table 19: France POS Terminal Market Size and Forecast By Component (2019 to 2030F) (In USD Billion)
Table 20: France POS Terminal Market Size and Forecast By Application (2019 to 2030F) (In USD Billion)
Table 21: France POS Terminal Market Size and Forecast By End-User (2019 to 2030F) (In USD Billion)
Table 22: Italy POS Terminal Market Size and Forecast By Type (2019 to 2030F) (In USD Billion)
Table 23: Italy POS Terminal Market Size and Forecast By Component (2019 to 2030F) (In USD Billion)
Table 24: Italy POS Terminal Market Size and Forecast By Application (2019 to 2030F) (In USD Billion)
Table 25: Italy POS Terminal Market Size and Forecast By End-User (2019 to 2030F) (In USD Billion)
Table 26: Spain POS Terminal Market Size and Forecast By Type (2019 to 2030F) (In USD Billion)
Table 27: Spain POS Terminal Market Size and Forecast By Component (2019 to 2030F) (In USD Billion)
Table 28: Spain POS Terminal Market Size and Forecast By Application (2019 to 2030F) (In USD Billion)
Table 29: Spain POS Terminal Market Size and Forecast By End-User (2019 to 2030F) (In USD Billion)
Table 30: Russia POS Terminal Market Size and Forecast By Type (2019 to 2030F) (In USD Billion)
Table 31: Russia POS Terminal Market Size and Forecast By Component (2019 to 2030F) (In USD Billion)
Table 32: Russia POS Terminal Market Size and Forecast By Application (2019 to 2030F) (In USD Billion)
Table 33: Russia POS Terminal Market Size and Forecast By End-User (2019 to 2030F) (In USD Billion)
Table 34: Competitive Dashboard of top 5 players, 2024